Rates
Northeast Nebraska Federal Credit Union has some of the best rates around.
Share Rates
| Shares | Share Type | Minimum Balance | Dividend Rate APR | APY* |
|---|---|---|---|---|
| Shares *** | $5.00 to $5000 | $5.00 | 0.75% | 0.75% |
| $5000.01 & UP | $5000.01 | 1.00% | 1.00% | |
| IRA Shares | $5.00 | 1.49% | 1.50% | |
| Christmas Club | $5.00 | 1.24% | 1.25% |
* APY = Annual Percentage Yield *These are variable rate accounts. Dividend rates may change at anytime without notice. Fees could reduce earnings on the account. APY accurate as of February 1, 2024. ***Minimum balance requirements to receive interest are based upon the calculated average balance per quarter.
Certificate Rates
| Certificates | Certificate Type | Minimum Deposit | Term | Dividend Rate APR | APY* |
|---|---|---|---|---|---|
| Share Certificates | $1000 & Up | $1000.00 | 6 month | 1.49% | 1.50% |
| $1000.00 | 12 month | 1.74% | 1.75% | ||
| $1000.00 | 24 month | 1.99% | 2.00% |
* APY = Annual Percentage Yield *These dividend rates are fixed for the term. A penalty is imposed for early withdrawal. APY accurate as of February 1, 2024. RATES ARE SUBJECT TO CHANGE.*A penalty will be imposed for early withdrawal.
Loan Rates
Rates Effective 10/11/2023
| Credit Score | Auto/Motorcycle | Boat/Camper/UTV | Unsecured |
|---|---|---|---|
| 740 & up | 8.99% APR | 9.99% APR | 11.99% APR |
| 680-739 | 9.99% APR | 10.99% APR | 12.99% APR |
| 640-679 | 11.49% APR | 12.49% APR | 14.49% APR |
| 600-639 | 13.99% APR | 14.99% APR | 16.99% APR |
| 550-599 | 18.00% APR | 18.00% APR | 18.00% APR |
| 549 or less | 18.00% APR | 18.00% APR | does not qualify |
- Rates are shown as ANNUAL PERCENTAGE RATE
- Rates may vary based on credit qualifications and are determined by applicant’s credit rating.
- Rates, terms and conditions are subject to change without prior notice.
- All loans subject to approval.
- Terms based upon year of collateral
- Contact Credit Union for unsecured limits/terms.
Other Loans-contact Credit Union for more details
- Signature Loan (Overdraft Protection)
- Share Pledged Loans